Retirement Solutions

Most small businesses don’t offer retirement plans to their employees. We get it – it’s expensive, it’s difficult, and it takes time. But it’s one of the easiest ways for employees to start saving – and it’s a great way to attract and keep employees, especially in a tight job market. We offer retirement plans that are both easy and affordable.

Our Retirement Solutions allows you to not only help your employees prepare for their future, but secure yours, as the employer, as well.

Designed with small businesses in mind.

Our hassle-free plans fit your business and reduce your administrative burden. We provide two ways to offer your employees retirement benefits.

  • An ARP 401(k) provides the benefits of small businesses coming together to source retirement savings programs at a lower cost and with reduced fiduciary liability – resulting in savings for both you and your employees.
  • An IRA is an easy way to help your employees prepare for the future. With no setup fees or contributions required from you, it takes retirement benefits off your mind and puts them in your employees’ hands. Your employee can easily enroll with as little as $20 to start.

Explore Your Options

IRA 401(k)
For Self-employed individuals or your employees Employer/Employees of a public or private company
Funded By Funded by employee only Co-Funded by employer and employees
Key Advantages Easy to set up and maintain
No employer contribution required		 Easy to set up and maintain benefits for both the employer and the employee
Tax saving for employer
Lower cost fee structure
Reduced fiduciary liability
Employee Contributions Up to $6,000 in pre-tax contributions
($7,000 if age 50 or older)		 Up to $19,000 in employee contribution
($25,000 if age 50 or older)
Employer Contributions No Employer Contribution Employer may match or provide profit sharing

Ready to get started?

Great! Click below to get a quote.

Get Started

Looking for our self-employed and independent owner plans?
Click here to visit our Self-Employed Members site and learn more about the plans available to you!

NAASF and outside vendors have worked to provide an independent source of benefits, retirement, insurance, and HR services for the benefit of its independent owner/operators outside of its function as an Association. All benefits, HR, retirement and insurance decisions, and sourcing are the responsibility of the members. A member’s decision as the employer whether or not to participate in the benefits and services provided is solely the member’s decision. Neither the NAASF, its subsidiaries, nor any outside vendors are fiduciaries with respect to such decision.